The FTC recently amended the Free Credit Reports Rule to require “certain disclosures to help consumers distinguish between ads for free credit reports that often require them to buy credit monitoring or other services.” [More]
free credit reports
FTC Wants Your Input On How To Improve AnnualCreditReport.com
The problem with annualcreditreport.com—other than its name—is that getting your reports from the site is a little like dealing with GoDaddy: you have to deal with upsells and side-sells at every step. You can indeed get your free credit reports from the site, but you’ll also have to keep turning down other offers from the three participating bureaus. Hell, there are even ads (sorry, “sponsor” links) on the home page, the one place where you’d hope for the least consumer confusion.