When you get a quote for car insurance, you might think that only a few things matter — your driving record, the cost and use of your vehicle, the type of coverage you need, and other factors directly related to operating an automobile. But the fact is that many insurers are basing your insurance quotes on data points that have nothing to do with driving, like your credit score, marital status, and ZIP code. New research shows that determining price using these types of demographic and financial factors (rather than driving record alone) can have a serious impact on the affordability of car insurance. [More]
farmers insurance
Farmers Insurance 'Totals' Dog After Car Accident
By 8.17.11
Sasha, a 9-year-old Lab mix in Colorado, was hit by a minivan while walking her human last week. She survived the accident with damage to her liver, lungs, and diaphragm that may require surgery. While her person clearly considers her a family member, the law and the driver’s insurance company see things differently. Injuries to dogs are property damage, and the company “totaled” out the dog. They did not haul her off to a dog junkyard to be used for parts. [More]
Attention: Your Insurance Doesn't Cover Damage From Corpse Fluid
By 5.1.09
Let’s say you have an apartment. One night, you wake up to find that a liquid is dripping from the ceiling onto your face. When it turns out that the liquid was bodily fluids from a decomposing corpse, your insurance lets you know that the damage to your belongings will not be covered by your policy. Yes, this happened to someone.
Profitable Farmers Insurance "Error" Has Been Going On for A Year And A Half Now
By 6.4.08
Susan in Wisconsin was charged an extra $10.30 last October, even though she’d already paid the next six months of her premium in full a month before. “I thought maybe I had misread my initial bill and paid the amount said to be due,” she writes. But then it happened again last month, so she began to investigate.
