There are a plethora of peer-to-peer payment options on the market, think Venmo, Facebook Payments, or Square Cash. Each offer users an easy, convenient way to transfer money between people, but many have very specific intended uses; some are for paying your friends, others are for buying goods or paying for services. Some can be used for both, but may require different accounts. It’s important to know the difference, lest you become the latest victim of a scam or simply become shut out from your account. [More]
