A credit freeze is a tool to prevent ID theft for those people who believe that their information has been compromised. If an ID thief applies for credit and your report is frozen, the thief will be denied.
credit report
AT&T: Don't Worry, We Reject Everyone On The Basis Of Their Credit
By 6.28.07
Jim writes to tell us that he ordered AT&T U-Verse (it’s supposed to be installed tomorrow) and was surprised to find a letter in his mailbox telling him that AT&T had decided to “Limit and/or deny the purchase of products and/or services” based on his credit report.
Repair Your Credit By Disputing
By 2.15.07
Max started his journey with a credit score in the low 500s, and now, in a matter of months, it had crested above 600. Eventually, and through great discipline, Max managed to eliminate every negative item on his credit report, simply by asking for proof that they belonged there in the first place.
Your Good Name: Build Credit With Loans & CD’s
By 11.8.06
Here’s a method from Wikihow on building up your credit and creating credit references.
