People in a wide variety of circumstances, from drivers signing up to work for Uber to senior citizens entering a nursing home, sign mandatory binding arbitration agreements. Two popular online services have recently started to require that customer disputes go to arbitration, and a reader sent along a product purchased online — a cat bed — that came with a arbitration agreement of its own. [More]
credit karma
Fandango, Credit Karma Apps Allegedly Put Consumers’ Personal Information At Risk
Pop quiz time! What do Fandango and Credit Karma have in common? Yes, they both have really catchy (or annoying) advertisements. But that’s not the answer we were looking for. Give up? Okay, here it is: both companies allegedly deceived millions of consumers and put their personal information at risk. We never said it was a good thing to have in common. [More]
Want Just A Credit Report From TransUnion? Too Bad
Michael wanted to pay a copy of his Transunion credit report. In theory, this shouldn’t be a problem: he gives Transunion money, they give him a credit report. If only it worked that way. It turns out that just buying a single copy of your report from Transunion is like trying to buy a mobile phone in America from a retail store: you can get it for “free” with a subscription to monitoring service, or as part of a package deal with other services, but you can’t just hand over cash for a credit report. [More]
Take Your Score From 650 To 800 With The Credit Karma Report Card
Credit Karma recently launched the free Credit Report Card service that assigns letter grades to each component of your credit score. If you want to improve your credit score, try to bring up your performance in areas where you have low or failing grades. Not every component has the same bearing on your score, so underneath each section Credit Karma tells you how much weight it has. For those who look at their reports and scratch their head, the Credit Karma report card, which is drawn from your TransUnion report, makes understanding why your credit score is the way it is a snap. Full screen shot inside.