Though no representative of Bank of America will tell me what exact times each transaction occurred, they assured me that they know that the bad one came first, and that even though they have no specific record of it, they can assure me that I had a negative balance… for an undetermined period of time.
Cutting it close is user error, for sure, but we can remember (imagine?) a time when banks used to cover for a person when paychecks crossed the finish line just behind a check for eighty-nine cents. (We have a thing for those little brown coconut donuts.)
