Accident forgiveness in auto insurance is a pretty simple concept: while plans that have the feature cost more, your insurance company can’t hike your premiums after you get in a crash and actually need the insurance. It also happens to be illegal in California, which is why the district attorneys in San Diego, Riverside, and Los Angeles counties filed a consumer protection lawsuit against Liberty Mutual over ads touting the feature, which it settled for $925,000. [More]
