Personal Finance Roundup

Guide to Holiday Tipping Etiquette [US News] “Even during tight economic times, thanking service workers is important–and expected.”

6 tales: Worst money advice ever [MSN Money] “When it comes to bad financial guidance, these stories from average Americans are hard to top. But they offer valuable lessons on what not to do, financial planners say.”

Which Frequent Flier Program Has the Best Awards Availability? [Wise Bread] “Here are the major airline rewards programs ranked from best to worst in terms of availability.”

24 Ways to Spend Nothing on Gift Wrap, and 4 Ways to Spend Very Little [Money Talks News] “If you plan to buy gift bags, wrapping paper, boxes, or bows this holiday season, you’re wasting your money.”

Most hated fees and price hikes [CNN Money] “What was your most hated fee or price hike?”

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