November 5 may be Bank Transfer Day, but we know a lot of you have already been jumping from financial institution to financial institution since the Wachovias, WaMus and other banks went bust a few years ago.

So for those of us who have yet to play switcheroo with our bank accounts, we want to hear the details — the good and the bad — from those of you who have.

While you’re certainly free to answer any or all of the following questions in the comments, our cohorts at Consumers Union are looking to actually talk to people who want to share their stories. If you’re interested, shoot an e-mail to money@consumersunion.org with “bank switch” in the subject line.

So for people who have recently left their banks, we want to know:
How difficult was it for you to switch your accounts?

If you tried to switch but were unable to, what was the biggest barrier?

What lessons did you learn that other consumers would benefit from?

We also want to hear from people who have considered moving their money but opted not to. Was there one deciding factor (ex. it would have been a pain in the butt due to all the linked accounts and auto transactions) or a a range of issues?

Again, tell all in the comments or shoot an e-mail to money@consumersunion.org to share your story.

Want more consumer news? Visit our parent organization, Consumer Reports, for the latest on scams, recalls, and other consumer issues.