After several quarters of decreasing mortgage delinquency rates, that number saw a slight uptick in the second quarter of 2011, according to the Mortgage Bankers Association’s latest survey data.

The mortgage delinquency rate for the second quarter was 8.44%, an increase of .12% from the first quarter. On the positive side, it was still down 1.41% from the same quarter in 2010.

Quoth the MBA’s Chief Economist:

While overall mortgage delinquencies increased only slightly between the first and second quarters of this year, it is clear that the downward trend we saw through most of 2010 has stopped… Mortgage delinquencies are no longer improving and are now showing some signs of worsening.

Delinquent loans are defined as those that have at least one past due payment but have not entered the foreclosure process.

When you toss in those homes in the process of foreclosure, the combined number is 12.54% of all mortgages, an increase of 0.23% from the previous quarter, but down 1.43% year over year.

Florida has the highest delinquency rate with 14.4%, followed by New Jersey (8.0%); Illinois (7.0%); New York (5.5%); and California (3.6%).

Number of Delinquent Mortgages on the Rise Again [CNBC]

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