Personal Finance Roundup

The Best Gifts That Give to Charity [Smart Money] “if you really want the present you buy to bolster a nonprofits coffers, some options are more effective than others.”

10 Great Christmas Gifts That Won’t Cost You a Dime! [Money Watch] “Here are 10 FREE gifts you can give your loved ones this year without breaking too many laws.”

7 gifts that can change lives [MSN Money] “If you receive (or, in many cases, give) anything on this list — whether on impulse or after years of contemplation — be prepared for an amazing difference.”

Four Ways to Stop Gorging on Gratification [Bucks Blog] “We bought into the idea that shopping and spending money makes us happy and helps form our identities.”

5 Financial Gifts to Give Yourself [Kiplinger] “If you’re going to splurge on yourself this holiday season, put the money to good use.”