Personal Finance Roundup

This retirement-plan building block is cracked [MarketWatch] “The rule of thumb is that you’ll need to replace 70% of your pre-retirement income on average once you retire, but evidence continues to mount that this assumption by many professionals and retirement savers is way off base.”
How to Buy a New Furnace and Air Conditioner [Free Money Finance] “If you’re looking for some tried-and-true tips for saving money on a new furnace or air conditioner unit, this post is for you.”
5 Ways to Cut Down on Gas Costs [Smart Money] “Gas prices are rising again. Here are five ways to save on gas.”
5 things never to say to your insurers [CNN Money] “Some words are red flags to insurers and using them could mean that your claim might be delayed or even denied.”
How to give even when you’re broke [Smart Spending] “Your time might be more valuable than your money.”

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