Martin discovered he was able to get Citibank to extend his grace period from 20 to 25 days. It seems all you have to do is ask! Here’s how he found out.

I just made a late payment on my Citibank credit card because the grace period was only 20 days. I got hit with a $3.00 interest charge and a $39.00 late fee.

As a result, I was considering cancelling my card and switching to a card that has a longer grace period. When I called Citibank to explain why I was leaving them, the representative explained that every representative has the power to change your grace period from 20 to 25 days. She changed my grace period and credited the late fee and interest. Apparently, all you have to do is ask! I’m wondering how many other credit card companies have such policies…

Probably doesn’t even take the threat of cancellation to get it extended. Know of any others that do the same? Leave ’em in the comments.

(Photo: eliazar)

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