Highest-Yielding CDs With Reasonable Minimum Deposits

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The fed rate cut means yields on money market accounts and online savings accounts are more than likely going to fall, making it a good time to look to switch money to certificates of deposit, as long as you don't mind the illiquidity. Here are the best 3, 6 and 12-month CD rates right now with reasonable minimum deposit requirements.

The fed rate cut means yields on money market accounts and online savings accounts are more than likely going to fall, making it a good time to look to switch money to certificates of deposit, as long as you don’t mind the illiquidity. Here are the best 3, 6 and 12-month CD rates right now with reasonable minimum deposit requirements.

3-month: Etrade, 5.10% APY, $1000 min.
6-month: Etrade, 5.25% APY, $1000 min.
12-month: Etrade, 5.15% APY, $100 min.

Yep, it’s all Etrade. They really want to attract depositors back after the scare.

(Photo: Getty)