Customize Budget Categories For Success has an good tip to remember when trying out personal budget spreadsheets:

Don’t try to fit your expenses into somebody else’s budget categories. Tailor the categories to fit your own situation.”

Ways of expressing money, life, and stuff, physical objects, can vary widely from person to person. If you find it more beneficial to think of movies as “research,” or pints of ice cream as “monsters,” go for it. Budget templates are starting points on your path to prosperity and you’ll need to customize them to get maximum benefit.

How to Set Up a Successful Budget []
(Photo: personalfinancebudgeting)


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  1. Anonymous says:

    That being said? It’s easy to forget “haircuts”, “toiletries”, “school supplies”–the little expenses of ten or twenty bucks a month that start to add up. Has anyone posted a list of “common budget expenses” that people can use as a starting guide?