Bank of America Ruined My Credit

Bank of America’s errors trashed Clay’s credit rating and refused to fix their mistakes. So he put up an ever-burning totem pole of shame, Ruinedcredit.com.

It details how first BofA entered the contract as starting in 1996, instead of 1997. Then when Clay returned his vehicle after four years and making all payments, BofA reported it as repossessed. Clay’s FICO dropped from 720 to 521, inversely proportional to his rage.

Now BofA says they will clear up the record, if Clay pays $8342.47. He’s opting for litigation and good ol’ fashioned public humiliation. His full story along with many supporting documents are on the site.

Congrats, Clay, you’re our jilted consumer of the week!