When debt collectors violate the Fair Debt Collection Practices Act:
1) Find a lawyer and fight back.
2) Play dumb on the phone so they think they can abuse you.
3) Take detailed notes and/or record the call.
4) Take them to court.
Number 3 isn’t mandatory, but represents a possible strategy to take if you want to go the “hang ’em by their hubris” route.
Remember, these guys only sound like they’re sanding their baseball bat on the other end of the phone. Most of them are weasels who couldn’t hack it as extras in an Elmore Leonard novel.
Previously: Pay Up, Deadbeat