deposit

Mike Mozart

My Bank Overdrafted My Account By Putting Two Holds On One Deposit; Doesn’t Care

Imagine that you do everything you can to avoid overdrafting your bank account, only to find that your bank has gone ahead and pushed you into the red — and that it doesn’t really care. [More]

How to Minimize CD Early Withdrawal Penalties

How to Minimize CD Early Withdrawal Penalties

Ten years ago, opening a certificate of deposit required $5,000 and an hour at the bank. Today, you only need $1 and five minutes. Take advantage of that to help minimize early withdrawal penalties on CDs.

CD Rates May Not Be Honored in Bank Failure

CD Rates May Not Be Honored in Bank Failure

If you wanted to close your certificate of deposit early, you’d pay a penalty. Unless your CD were callable, your bank can’t close it early with one exception. Fortunately, it’s an exception all banks loathe.

Depositing Checks In A Bank Of America ATM Is A Huge Pain In The Butt

Depositing Checks In A Bank Of America ATM Is A Huge Pain In The Butt

I thought I’d give your readers a heads-up on how much Bank of America sucks, and why you should make all deposits to a bank teller and never, ever at the ATM.