If you applied for a loan and got denied or received a higher interest rate than other borrowers with better credit scores, starting July 21st, the lender has to send you a free copy of your credit score.

It’s just one of a series of revamps to the credit dispensing process put into place during the recent financial system regulatory overhaul. That’s right, it took an implosion of the banking industry in order to get consumers free access to their credit score. In any event, more info about the disclosures creditors are going to have to send you can be found at scoreinfo.org, which is run by FICO.

Get Bad Loan Terms? Now You’ll Get Some Clues Why [bucks.blogs.nytimes]

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