A cap on ATM fees topping out at 50 cents, as proposed by some in Congress, sounds like a no-brainer, an automatically awesome thing that anyone who has ever groaned at a $3 fee would seem to applaud. But there could be disadvantages too.

As CNNMoney points out, capping fees on ATMs could prompt those who make the machines and distribute them cut costs by decreasing the number of machines available. One expert points out, this could create an “ATM wasteland.” Sounds scary!

But what do you think — do the benefits outweigh the potential disadvantages?

Congress: Cap ATM fees at 50 cent [CNNMoney]

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