Rick writes: Check out the first bill I received for a Macy’s card I just opened last week (because they offered me 20% off if I did). 716% APR has to be some kind of record. Even loan sharks couldn’t charge that with a straight face.

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Rick writes: Check out the first bill I received for a Macy’s card I just opened last week (because they offered me 20% off if I did). 716% APR has to be some kind of record. Even loan sharks couldn’t charge that with a straight face.

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