An anonymous reader says both his and his wife’s Discover cards—the accounts are separate—had their due dates moved up by four days in June. He called Discover, “and they stated that they sent out notices in the mail 45 days in advance warning of the change, which I don’t remember seeing. Regardless, they were able to revert my due date starting in July. You may want to have your readers closely check their Discover Card statements.”
(Photo: Brooks Elliott)







After having the same due date for 10 years I got no fair warning from discover card, I didn’t find out until I went to make a payment online. It was due on the 10th they moved it to the 6th I was already 2 days late. They charged me $39 late fee and raised my APR from 13% to 21.24% my heart went up so high my mouth and arms went numb I called and was told I was warned on my last 2 statements. I got my past 2 statements with discover on the phone and looked and still couldn’t find a warning, I finally found it at the bottom in small print *Attention*. That was the warning. Even with her on the phone directing me it took me a while to find it. Fraud!!!!
Here is a question for you sports fans. Don’t have a problem at all with the 25 day billing cycle but why is the adjustment always 4 days prior to what the payment due date was? And why is the old date (the 2nd in my case) no longer available via customer service online.
If DC polled each customer affected and asked would your prefer us to change the billing cutoff date or the payment due date what would most customers opt for? My guess it would be 97%/3%. This would get them to their 25 day billing cycle and it would leave in tact the most important date to most consumers–the payment due date.
My wife and I have separate accounts. They moved our due dates up by four days. By the time i realized, my payment was late, a $39 late fee was charged and my rate skyrocketed. I called and was able to get them to reverse everything on my card but my wife’s rate went up to 27% and she was told that a lower rate was not available. I transferred her whole balance to another lower rate card which will allow me time to pay it off. Unfortunately it’s a legal scam they can get away with…for now.