Michael wanted to pay a copy of his Transunion credit report. In theory, this shouldn’t be a problem: he gives Transunion money, they give him a credit report. If only it worked that way. It turns out that just buying a single copy of your report from Transunion is like trying to buy a mobile phone in America from a retail store: you can get it for “free” with a subscription to monitoring service, or as part of a package deal with other services, but you can’t just hand over cash for a credit report. [More]