“Click here if you have read and agree to the Terms of Service.” How many times in your life — heck, how many times just this month, or this year — have you hovered over that little ticky box without bothering to click the TOS link first? Or scrolled straight to the bottom of a pop-up window with 17 pages of boring legalese in it, just to continue installation? If your answer is anything other than “all the times,” you are in a very, very small minority.
Here’s Why You Can’t Expect Fast Food Restaurants To Hand Over A Sweepstakes Game Piece Without Purchase
Whenever you read the fine print on a sweepstakes promotion, or hear it read quickly during a commercial, the terms “no purchase required” might stand out. While it might sound like an easy way to get a chance to win something without spending a dime, it’s a little bit more complicated than walking into a fast food restaurant and demanding a game piece.
Many payday loans have confusing terms and questionable fees that end up costing the borrower a lot more than they’d planned on when they took out the short-term loan. But it’s mind-boggling how one predatory lender managed to squeeze money from borrowers through an automatic opt-in renewal program that turns a $300 loan into $975 worth of payments in only a few months. [More]
Before you go setting your heart on a raffle prize, you should always read the fine print. Otherwise all your hopes might be in vain — and so will everyone else’s. To wit: In an exciting raffle benefiting Special Olympics athletes in Washington — very worthy cause, to be sure — the top prize is a gorgeous, $5 million lakeside house. But the only way anyone will win it? If the raffle sells at least 75,000 tickets. [More]
While dedication to the task before you is admirable, if that task is actually pointless the dedication can turn well, a bit sad. A man in the UK has earned not the prize of unlimited meals forever from his favorite chicken joint, but instead the pity of strangers after he realized the contest he spent a bunch of money on to win wasn’t even running anymore. [More]
I know, I know… lots of you hear a phrase like “mandatory binding arbitration” and your eyes gloss over and your mind drifts off like it did when your high school history teacher tried to teach you about the Monroe Doctrine or the Teapot Dome scandal. And that’s exactly how companies like Comcast — and AT&T, Time Warner Cable, American Express, Sony, Microsoft, eBay, and many, many others want you to react. But here’s a decent example of why you should give a hoot about having your rights taken away by a few words in a contract you can’t possibly alter. [More]