Tom is moving here from New Zealand in a few weeks and he needs to find a bank. He writes, “I’ve checked out the major players, but the number one thing that’s turning me off is their online banking systems are horrible! I use online banking A LOT, so this is important to me. In terms of services I’d want, I need a debit card, and that’s about it. Maybe I’ve been spoiled, but this is what I’m used to.” He sent us a screen grab of his current bank’s online presence, and it’s quite attractive (see bigger screenshot below).
Last week, Slate published a list of children’s books about poverty, unemployment, shoe-eating, dust bowls, depressions, and recessions. From a late-19th century series called The Five Little Peppers through to 2007’s How To Steal a Dog, the list captures over 100 years of poverty-level slice of life–what we might call the Plight of the Raggedy Children.
Writing “Ask For ID” on the back of your credit card isn’t an unimpeachable guarantee of security, but it could be the last line of defense between you and a fraudulent charge. Invoking perilously flawed logic, the Boston Globe argues: “the cardholder gains nothing by not signing the card or writing in ‘See ID’ on the signature panel.” Let’s dismantle this nonsense piece by piece.
I bought two books on Amazon – and my total came to $24.74. So I scouted around and found a site (www.filleritem.com) that lets you choose a small priced item to bump the price over the $25 to qualify for free shipping. I chose a small wooden knob for $0.72.
Here’s a free idea for the taking: why doesn’t a bank (cough HSBC cough) offer the option to have text message alerts sent to a registered phone number any time a withdrawal is made from a specific account via ATM? “$120 was withdrawn at 2:51pm EST in Palo Verde, CA. Reference #293005” See how easy that was? Such exception-based reporting would drastically cut down on fraud (we’re guessing) by enlisting the help of customers to report unauthorized transactions immediately.
It’s Monday, and that means it’s time to spin the Consumerist faucet for a fresh influx of tips again.
Hey, anyone can comment and, despite what Ben claims, the bar to entry is extremely low, being outsourced entirely to an intern chained to her desk at New York as it is.
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