Earlier this week, the news broke that Americans are, as a whole spending more on dining out than on groceries. In a related piece of news, a study from bank SunTrust says that a surprisingly large portion of American households that earn $75,000 per year live paycheck to paycheck because they’re spending too much money on “lifestyle expenses” to put any money away. [More]
If you use coupons, what type do you use? Some surprising information came up at this week’s Association of Coupon Professionals conference, which is an actual thing. It’s not surprising that such a conference would discuss how much consumers like coupons, but it is surprising that 71% of consumers reportedly still use paper coupons. [More]
Amazon offers the best prices on many items and has an unbeatable inventory, but did you know that there are ways to save even more? Yes, there are, ranging from signing up for rebates to asking for a price-match. [More]
Can you replace a cracked smartphone screen yourself? Yes, and there are plenty of tools, kits, and online tutorials available to help you. Should you do it? Maybe, say our colleagues down the hall at Consumer Reports, armed with pentalobe screwdrivers and lab coats. [More]
So, you think you’re so frugal, with your buy-one-get-one free fast-food entrées and your massive tubs of cream cheese? Not so fast there, Ms./Mr. Aspiring Cheapskate! These are just a few of the tactics that companies use to make you believe you’re getting a deal when you really aren’t.
It seems counter-intuitive, but frugality doesn’t always necessarily mean clutching your wallet with a vise grip and refusing to spend on non-essentials. Sometimes spending a little more doesn’t just make your life easier: it can save you money in the long run.
If you can’t restrain yourself from making unnecessary purchases, it doesn’t matter how much money you make because you’ll find a way to bury yourself in debt. By identifying your tendencies and curbing them before they victimize you, you can get your shopoholicism under control.
With fees, fine print and blackout dates, locking in a low price on your plane ticket can seem impossible. Consumer Reports has some tips that can help cut the cost of flying, plus help organize your search for the best deal.
Little tweaks you make to your daily routine can snowball into significant changes. For an example, take toothpaste. You don’t need much on your brush to get the job done, but you probably cover the entire face of the brush with the product. Cut the amount in half and it will take you twice as long to use up the tube.
Although brick-and-mortar banks are competitive, you can often find more attractive interest rates in online savings accounts. Making the leap from traditional banking comes with some risk, so you should be careful when choosing your bank.
There are a number of ways to deal with the problem of being young and broke in a large, expensive city. A 24-year-old woman who has trouble paying her bills could move to a cheaper apartment. She could eat rice, lentils, and ramen instead of takeout. She could take on a second part-time job. Or she could join Match.com and find men to go on a few dates with her, paying for her meals at nice restaurants. That’s one way to save money on food.
Habitual drinkers of soy milk can save money and have fun getting to know what they’re ingesting on a more granular level by learning to make their soy milk themselves. It’s pretty easy, and besides soaking the beans, only takes a few minutes.
The best time to stock up on Halloween candy is today, the day right after Halloween. But you better get to the store early if you want to snag the best deals, and the best candy, before they get looted by everyone else.
If you order lattes at Starbucks, here’s a way to get them to for less while still getting the same drink.
Drug stores have been adding more and more food items to their shelves lately, but is it a good deal to get your mac and cheese from the same place you get your Advil? ConsumerWorld did a mystery shopping investigation to find out, and the results will give you a headache.
The fable goes that the nice white-haired appliance guys are a dying breed and they’re way better than their outsourced, van-driving, retail store counterparts. But sometimes the local guy is just as bad as the guy in the store wearing the official colored shirt. When her Kenmore model 417 front-loading washer went bust-o, Jane discovered she was able to save $400 in repair costs by learning how to fix it herself from Youtube videos.
The lifestyle changes you need to get out of debt can seem overwhelming. They can seem impossible if you don’t feel your partner isn’t on board with your plan. That’s why it can be very helpful to set up a dedicated 20-minute conversation where the two of you discuss it so you can get them on your wagon of change. But you’ll want to set up the parameters and a few ground rules so that the two of you will get the most out of the talk.