How hard do you look at products before you grab them? While we’re usually not thinking, “oooh that looks nice and grabbable, I’m going to buy it,” one researchers says that how easy objects are to pick up and use might have some effect on us when it comes time to choose what we want.
We already know that student loan debt can have adverse effects on borrowers; from not being able to purchase a home to dinging credit reports. But a new study claims there’s also a link between the piles of debt and poor mental and psychological functioning among young adults. [More]
A day without my smartphone is a day I couldn’t even imagine (scary, I know). And a new study by scientists at the University of Missouri says that not only is this separation anxiety very real, but that it can impact our cognitive abilities. [More]
As a newlywed (we’ve made it one week) I’ve received advice from a number of friends and family members on how to make sure my marriage stands the test of time. While I’m sure their counsel is solid, a pair of researchers from Emory University say the secret to a divorce-proof marriage is not listening to those bridal magazines that say an expensive marriage is a happy marriage. [More]
Is being sneered at an important part of the luxury shopping experience? Maybe. A new study in the Journal of Consumer Research shows that high-end retailers take advantage of our human need to belong and seek approval in order to vacuum more money out of our non-designer purses. [More]
If you’ve ever been a strapped-for-cash college student, you probably know what it’s like to sustain yourself on instant noodles. But new research suggests that female students and other consumers who chow down on the quick, inexpensive meal might want to start looking for alternatives, because those noodles could cause health problems down the road. [More]
Since 2010, financial institutions have been required to obtain an opt-in confirmation from consumers before enrolling them in overdraft penalty plans, yet a new report found more than 50% of consumers who incurred such penalty fees in the past year don’t believe they opted into any such plans. This revelation, coupled with consumers’ concerns over fees and bank practices, has led to a call for federal regulators to improve rules governing financial institutions’ overdraft policies. [More]
When faced with the decision between purchasing a plain, silver ice cream scoop or a light blue, whale-shaped ice cream scoop, you better believe I’m picking the cute sea mammal. But will that adorable scoop lead me down a path of even more indulgent spending? [More]
Showrooming, as many people who walk into Best Buy stores know, is when customers check out an item in a local store, then turn around and purchase it online at a lower price. What happens if you do the opposite of showrooming, though? What about when you check out a product online, then buy it locally because they have the best price or you’re impatient? One marketing firm thinks that we should call that “Webrooming.” [More]
There might be something to the saying “my day doesn’t start until my second cup of coffee.” Okay, maybe I’m the only one that says it, but we could all probably use a little more caffeine in the morning. A new study suggests that the stimulant helps keep employees honest. Cue bosses loading the kitchenette cabinets with bags of coffee.
This might seem like a completely backwards question, especially when you consider the recent mega-breach of credit and debit card numbers at Target. But it could be that the wider adoption of credit cards and electronic payments contributed to huge decreases in crime rates in the United States in the 1990s. [More]
Say you’re faced with making a decision between multiple brands or change service providers. Your willingness to seek variety, or make a change — even if it requires additional effort — may be tied to how confident and empowered you feel at that moment. [More]
Anyone who doesn’t believe that smell sells has clearly never spent a year living in an apartment immediately above a local gourmet bakery. Who can resist the smell of freshly-baked bread first thing in the morning? Nobody, that’s who. Scent is a powerful trigger.
Millennials Who Chose Not To Attend College Are More Likely To Live In Poverty Than Past Generations
For everyday over-the-counter drugs like painkillers or allergy medicine, do you pick up the brand name, or a generic? Even if the inactive ingredients and binders are slightly different, the brand-name and store-brand meds that sit side-by-side on the shelf should have the same effects. One costs a lot less. So why does anyone buy name-brand over-the-counter drugs? [More]
If you’re looking for ways to scrounge up extra funds, the medical industry offers some outlets that might be worth looking into. While these methods of scrapping together supplemental income aren’t for everyone, they might become attractive given the right circumstances.
While most of us don’t trust spam, if you order something advertised through it, be it pills, knockoff Rolex watches, or software, it will probably end up at your door. That’s one of the many surprising conclusions uncovered by researchers tracking exactly how spam works (PDF) from alpha to omega in the transaction process.