I feel a certain kinship with Alan. Two years ago, both of us purchased HDTVs made by Vizio. Both of us bristled at the idea of buying an extended warranty for an electronic device that really shouldn’t be disposable. Both sets are out of warranty, but mine still works (for now) and Alan’s has black horizontal streaks running across the screen. A warranty’s a warranty, but he wonders: did he really just pay $1,000 per year for the privilege of owning a TV?
Will was meticulous about avoiding the succubus that is overdraft protection in his Bank of America checking account. So you can imagine what happened to him: The bank automatically stuck him with the so-called protection thanks to an automatic function that stuck him with a $100 credit card cash advance, along with the accompanying finance charges.
Virginia discovered her Netflix DVDs stopped flowing because Wells Fargo disabled her credit card, apparently without notifying her. When she called to see what was up, she got an opportunistic upsell. The bank rep told her the account was closed because it had been “compromised” then offered her a $12-a-month protection plan to quell future compromising.