To the uninitiated, yoga is an unapproachable Jedi dojo of spandex-wearing gymnasts with the flexibility of rubber bands. Attempting your first class can be intimidating, so it helps to tag along with someone familiar with the discipline.
Devising the amount of security you need at your home is a matter of taste. There’s no such thing as total security for the paranoid, and those who take the matter too lightly are probably leaving themselves open for abuse. But there are simple, low-cost things everyone can do to make things more difficult on potential unwelcome visitors.
So you want to write a budget, but you’re not sure where to start? No Credit Needed has a list of ten simple but necessary steps to take before drafting your first spending plan. Most consumers will already have knocked off the basics like putting their checking and savings accounts in order, but everyone can take advantage of tips like tracking your spending for a full month and making sure you have a detailed list of your irregular expenses. Once you’ve done your homework, check out our guide to writing a beginner’s budget and start mapping out your financial future.
You’re fired! Now what? It’s the nightmare scenario, and you can prepare for it by conducting a financial drill. Take a moment and pretend you have no income. Ask how you would pay pay for rent and food, and what lifestyle changes you could make on two week’s notice. To guide your planning, the New York Times has a few unorthodox and downright scary suggestions that are worth considering in a worst case scenario.
So food from green markets and community supported agriculture is cleaner and healthier than that grocery store schmaltz, right? Not so fast, says E.coli litigation king Bill Marler, who recently wrote that convincing local food producers to keep their food clean will be one of the top ten food safety challenges of the year.