Health insurance providers have a long history of telling individual policyholders — and people shopping for individual policies — that their care isn’t covered or their policy is voided because of a pre-existing condition. Starting in 2014, that is all supposed to stop when a condition of the Affordable Care Act kicks in, making it illegal for health insurers in the individual market to deny coverage, increase premiums, or restrict benefits because of a pre-existing condition. Question is: Just how many people are we talking about?
Between 36-122 Million Americans Have Pre-Existing Conditions That Would Restrict Health Insurance Coverage
We guess we should have seen this one coming. After news broke of the uninsurable fat baby last week, MSNBC found a similar case on the other end of the spectrum. A Colorado family with a 22-pound two-year-old says that United HealthCare told them their daughter Aislin is too small to qualify for insurance under their guidelines.
Up until yesterday, 4-month-old Alex Lange was considered uninsurable by Rocky Mountain Health Plans because he was above the 95th percentile for height and weight for his age—that gave him a pre-existing condition of obesity, and earned him a stamp of rejection.