Good news for those of you who don’t fear ID theft. Nokia, Cingular, Mastercard and Citi are testing some crap that lets you pay for things with a cell phone. The phones will use the “Mastercard Pay Pass” system that’s already installed in some stores. If you live in NYC and are accepted into the trial, you get a free phone. You need to be a Citi account holder and a Cingular user. Let us know how you like it and if your ID gets stolen. Good luck. —MEGHANN MARCO