Brandon Savage writes that he’s having success with saving by taking the advice in our “Get Rich By Saving Every $5 Bill” post. Since starting in August, he’s got $425 in additional savings this way. Here’s how he does it:
moneyhacks
Make Converting Bank Transactions Easier With Sites Like Wesabe Or Mint
By 9.29.08
One unpleasant surprise about switching to USAA from Washington Mutual is that I could no longer download all my transactions in .CSV format. When I was with WaMu, this made it very easy to import all my banking into my tricked out Excel sheet I use to manage my finances. USAA only lets you download in Quicken or Microsoft Money’s proprietary formats. Cutting and pasting the transactions as they appear on the website, even in Print mode, still is less than perfect. What I found out though is you can use a personal finance management site like Mint or Wesabe to do most of the grunt work for you. UPDATE: Reader Stephen pointed out there is a handy link at the bottom of the USAA page that lets you export as .CSV. I didn’t see this link because I was looking at the “download fund activity link,” which doesn’t have a .CSV option.
Don't Let Your Credit Card Rate Get Spiked
By 8.5.08
Credit card companies are raising interest rates and canceling cards left and right. Bankrate has seven ways to avoid getting caught up in the “risk repricing” spree. It all comes down to keeping everything looking normal.
Smell Cookie, Spend Loosely
By 7.30.08
On a tight budget and using equal parts willpower and behavior self-modification? Stay away from the cookie places in the mall. The September 2008 issue of ShopSmart says studies show that even just catching a whiff of your favorite treat can increase your urge to splurge.
Get Rich By Saving Every $5 Bill
By 7.25.08
There’s a woman who saves every $5 bill she gets, blogs Get Rich Slowly. She’s been doing so for three years and has saved $12,000.
