Your phone is not only a lifeline, entertainment device and communication portal to everyone you know, but it’s also a siphon that sucks money out of you monthly. Phone companies are counting on you falling into complacency with paying for unneeded services.
Perhaps the fresh Spring air has inspired you to strike back against the clutter and filth you might have allowed to accumulate around your living space in the bustle of the last several months. While looking to go on a cleaning rampage and make a fresh start, you can find ways to do the job more cheaply and efficiently.
If you struggle to put money away, it helps to eliminate personal choice by taking money out of your hands before you allow yourself to spend it. Getting saving to seem like something you have no control over makes it easier to set the funds aside and adapt your spending habits accordingly.
It takes a lot of time, effort and money to haul all your junk from your former residence to your future one. But there are ways to trim costs and make the nightmarish experience more tolerable.
Your golden years come with a gold rush of discounts. Looking to cater to seniors eager to stretch out their funds, businesses offer sweet deals to the older set.
It’s empowering to discover alternate uses for regular household items. Explore these secrets and you can save yourself trips to the store to get things you thought you needed but actually can do without.
A lack of dental insurance is no excuse not to take care of your teeth. If you haven’t visited the dentist in a while due to a lack of coverage, know that delaying your inevitable reconciliation with the mouth gods will only give you more severe problems to deal with once you finally go back.
It’s easy to be lulled into regular expenditures that add little to your life. If you’re looking for ways to cut spending, turn first to monthly bills and look for ways to trim or eliminate them.
If you want to start saving but know you lack the discipline to stash money away, you’ll need to come up with ways to trick yourself into getting into the mood. An ongoing game of mental solitaire could end up being quite profitable.
College is a minefield of financial disaster, but it also offers unique opportunities to save money. A combination of marketing forces and old-fashioned sympathy for starving students presents cost-cutting opportunities for those who keep their eyes open.
Although Black Friday and Cyber Monday grab the headlines, those who wait until the first week of December to buy electronics may score the best deals. According to research by a University of Washington computer science professor, gadgets hit their lowest price levels after the deal-hunting crowds have thinned out a bit.
It’s easy to become addicted to a daily coffee shop run, eating out for lunch or other regular buys of non-essential stuff that you’ve turned into habits. Regular splurges can worm their way into your budget and undermine your ability to save, reduce debt or spend your money in other, more worthwhile ways.
Every time you throw out spoiled food, you’re retroactively tossing out misspent money. Add waste to overspending at restaurants and poor choices at the supermarket and you could find that food is taking more of a sizable bite out of your budget.
If you’ve had a rough financial year, or are simply sick of running the stress-inducing hamster wheel of gift exchanges, perhaps you’d like a present-free holiday season.
If you find yourself in tight financial times, your instinct will probably be to hunt around for ways to cut spending. While it’s tough to make sweeping changes that will result in major savings, you can feel better about yourself by culling together little ways to save here and there.
Athletic skill and financial acumen don’t always come in the same package, which is why many successful pro athletes run out of money once their fat paychecks stop rolling in.