Cpt. Brick

8 Things We Learned About Racial And Gender Wage Inequality In The Restaurant Industry

With nearly 11 million people working in the restaurant industry in the United States, the field has become one of the most populated in the workforce. But a new report finds that while there’s a plethora of positions in the restaurant business, there’s a stark difference between livable-wage and poverty-wage positions and it tends to further segregate employees by gender and race.  [More]

(Jason Mrachina)

After 25 Years, Chicago Landlords Continue Rampant Illegal Discrimination Against Section 8 Vouchers

Under Chicago law, landlords are prohibited from discriminating against families who pay all or part of their rent using Housing Choice Vouchers – most commonly referred to as “Section 8.” But a new report shows that thousands of listings for rental properties in the city blatantly disregard the 25-year-old law, showing bias against low-income, minority residents.  [More]

Affidavits On How Wells Fargo Gave "Ghetto Loans" To "Mud People"

Affidavits On How Wells Fargo Gave "Ghetto Loans" To "Mud People"

Here’s the official court filing (PDF) so you can get the full details on how Wells Fargo pushed or even fraudulently placed black borrowers into sub-prime loans, even when those borrowers could afford prime loans, along with an office environment where employees threw around racist slurs, calling black borrowers “mud people” and their mortgages “ghetto loans.” The official statements referenced in the NYT article are in this document in full. The affidavits begin on page 48. Two screenshots inside…

Loan Officers Detail Wells Fargo's Blatantly Racist Subprime Loans

Loan Officers Detail Wells Fargo's Blatantly Racist Subprime Loans

Should Car Insurance Rates Be Based On Your Credit Score?

Should Car Insurance Rates Be Based On Your Credit Score?

For a decade now, all the major auto insurers have used a customer’s credit rating to some degree in determining premiums. They claim that it results in lower rates for “most” customers, and that the data prove that people with lower credit scores make more claims and for higher amounts. The FTC released a report this summer that validated the practice—but also confirmed an unpleasant truth critics have been saying for years: because a higher percentage of Hispanics and African-Americans have low credit scores, there’s a good chance they’re disproportionately affected.

Do PayDay Loan Centers Target Minorities?

Do PayDay Loan Centers Target Minorities?

Do payday loan centers target minorities? If there’s any doubt in your mind, consider an instructional course offered by the Community Financial Services Association of America (CFSA,) a payday loan trade group. The couse is titled, “Building Community Support: Strategies for Business Survival.”