Insurers Not So Sure Smart Gadgets Make Your Home Any Safer

Insurers Not So Sure Smart Gadgets Make Your Home Any Safer

The insurance industry seems to have a love-hate relationship with smart gadgets: auto insurers want drivers to use tracking technology so they can offer more personalized rates (something many drivers don’t want), but home insurance companies aren’t likely to give homeowners with internet-connected safety systems a break on their bills. [More]

Anthem Blue Cross/Blue Shield Thinks Smoking And Depression Are Basically The Same Thing

Wellbutrin is an atypical antidepressant used to treat patients with depression, but it’s also effective when used short-term to help people quit smoking. As far as Anthem Blue Cross/Blue Shield is concerned, then, if you’re using Wellbutrin, you’re a smoker. For people whose health insurance comes from their employers, this isn’t as much of a problem. But the individual health insurance market is a cruel, unforgiving place where smokers pay higher premiums. And so reader Elizabeth’s husband, who quit smoking more than four years ago, is slapped with the smoker’s rate because he has a prescription for Wellbutrin, which they consider an “atypical tobacco product.”

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Insurance Industry Still Wants To Cancel Sick People's Coverage

Insurance Industry Still Wants To Cancel Sick People's Coverage

As the federal government debates health care reform, the health insurance industry has some news for us. They’re not going to stop canceling people’s policies after they get sick. Nope. No way.