Speaking of disasters, our resident claims adjuster wants to remind everyone,
….the insurance company is not at fault if someone doesn’t obtain the full value of their home from insurance. Knowing the value of owned property, and properly insuring that for the correct value is the responsibility of nobody but the insured.
With each passing hurricane it becomes more difficult for homeowners in the gulf states to secure howeowner insurance policies. Now Nationwide has announced that they are dropping 39,000 policies in Florida. This follows announcements from Allstate and and State Farm that they were dropping 156,000 policies due to the 2004-2005 hurricane season.
Frank Pallini thinks his property insurer might have dropped him because he changed his auto policy to another company.
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