It might feel sometimes like you’re shopping in a vacuum, where you are the single entity in the world that matters — “Do I buy this shirt? Do I want to shop around for a new health plan?” — but the truth is, the choices we make as consumers can have an effect on everybody else. For example, if you didn’t shop around and change your health plan from last year, you might find that the price of that plan has gone up for everyone. [More]