There are programs that provide government-subsidized cell phones to low-income people. This is all very useful and lovely…unless you’re Laurin, who is stuck with a subsidized phone that no one in her household ordered, and the company doesn’t seem to want back.
Dan and Tara took advantage of the Cash for Clunkers program, trading in their 2001 Nissan X-Terra for a $3,500 government-backed discount with the assurance that their gas guzzler would be taken off the road for good, as Cash for Clunkers mandated.
Next month, the government will start handing out credits of $3,500 or $4,500 to owners who trade in low-mpg cars for higher efficiency models under the Car Allowance Rebate System (CARS), popularly called the “Cash for Clunkers” program. Here are the basic things you need to know to determine whether it’s worth it to you—and how to protect yourself from scammers.