We don’t know why people still fall prey to infomercials promising easy paths to riches. And yet, the Federal Trade Commission says a trio of popular get-rich-quick programs — all backed by the same two people — took consumers for a total of $450 million by misleading them into believing they could quickly earn piles of cash in real estate or Internet marketing.
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The idea of retiring early — putting the workday behind you and living a life of leisure before you’re too old to enjoy it — is incredibly tempting and there is no shortage of not-so-nice people out there willing to stoke that pipe dream at seminars where smooth-talking speakers make it all seem so attainable. Alas, it’s not so simple and a lot of these seminars will do nothing but leave you with less money than you had beforehand.