In celebration of the upcoming FTC-mandated drastic changes to “free” credit report advertising and web sites, public radio program Marketplace located the actor and musician who serves as the public face of FreeCreditReport.com in its horrifically catchy ads. That’s when they discovered something that, as they put it, means you will never look at the ads the same way again. The singing spokesdude, Eric Violette, is actually a pretty talented musician, but he isn’t the man singing the jingle. See, the commercials were cast and filmed in Montreal, and Violette has a distinct French accent.
Freecreditreport.com is NOT actually free, nor is it related to Annualcreditreport.com, the free credit report that you are entitled to under federal law. So why are people still being tricked into signing up for a credit monitoring service in order to get something that they are entitled to under federal-freaking-law? Because the credit bureaus are linking them to the website and most consumers don’t believe that a major credit bureau would try to trick them. Always read the fine print!