Used to be with check that you could count on there being at least 3 days between someone cashing your check and the charge being run on your account. The delay is called “float” and writing a check before you have the money but think you’re going to deposit enough is called “gaming the float.”
float
Unused Gift Cards Profit Retailers By $4.8 Billion
Six percent of this year’s gift cards will go unused, netting retailers $4.8 billion in free money, the AP reports.
![Cingular Switches to Rebates By Debit Card](../../consumermediallc.files.wordpress.com/2012/06/cingularbandit100.jpg?w=100&h=101&crop=1)
Cingular Switches to Rebates By Debit Card
Cingular has decided it prefers you spend your rebate than save it, so now they’re going to make you.