credit scene investigation

How Much Investigating Should A Credit Bureau Do When Someone Disputes A Debt?

How Much Investigating Should A Credit Bureau Do When Someone Disputes A Debt?

The nation’s three credit bureaus — Equifax, Experian, and TransUnion — are also three of the four most-complained-about companies to the Consumer Financial Protection Bureau, with 77% of those complaints involving incorrect information on consumers’ credit reports. But when a consumer attempts to dispute a debt on their report, what legal obligation do these agencies have to actually investigate? [More]