When you get a quote for car insurance, you might think that only a few things matter — your driving record, the cost and use of your vehicle, the type of coverage you need, and other factors directly related to operating an automobile. But the fact is that many insurers are basing your insurance quotes on data points that have nothing to do with driving, like your credit score, marital status, and ZIP code. New research shows that determining price using these types of demographic and financial factors (rather than driving record alone) can have a serious impact on the affordability of car insurance. [More]
behind the numbers
3 Things We’ve Learned About How Demographics, Credit Scores & Marital Status Affect Your Car Insurance Rates
Expiration dates on refrigerated food aren’t gospel — they’re conservative estimates by food manufacturers to ensure you don’t get sick from spoiled products. The trick to minimizing food waste is how to know just how long you have to wait to eat food that’s past its prime.