Credit cards come with a lot of fine print. But the scene isn’t just complicated for cardholders; it’s complicated for the retailers that accept them, too. What needs signing, and what doesn’t? When can a store ask for ID? Are they allowed to charge different prices for cash and credit? [More]
This is the third post in a multipart “How To Not Suck…” series on insurance. Previous installments looked at auto insurance and homeowner’s coverage. Future posts will look at long-term care, and disability insurance.
If you make it through your house burning down and that car accident, you might think you’ve got a the nine lives of a cat. But those nine lives will run out eventually, so you had better learn how to not suck… at picking a life insurance policy. [More]
How much of a discount should a store place on an item for it to really matter? One cent? One dollar? Does the branding of a “stock up” sale matter when the item on sale is something that you shouldn’t really keep stockpiled in the first place? These are the questions that we ponder here at Consumerist HQ when we read your submissions. [More]
The new site TrueCar is a great concept: you can figure out a price for your car and trade-in online, without any of the frustrating negotiations, or even changing out of your pajamas. Reader Alex used the site to get a price for a new Jeep, and his eight hours of trouble began when he and the dealership valued his trade-in differently. [More]
This is it. Make no mistake where you are. After weeks of gouged eyeballs, pulverized ribs, countless bruised egos, and one dislocated thumb, the battered bodies of 30 bad businesses are licking their wounds and vowing to fight another year, while your votes have set up an epic rematch of the 2012 Final Death Match. [More]
Pre-recession banks turned a blind eye to problems with the mortgages they handed out, bundled, sold and securitized. When that bubble burst, these same banks put the foreclosure process on auto-pilot, allowing anyone with a pulse to sign legal documents. So who better to review all those foreclosures for errors than the institutions that didn’t care in the first place? [More]
Imagine you’re sitting down for an exam and you find that your friend has already filled in the answers with what he believes are the correct answers. Sure, you can change whatever you want but it would also be so much easier to just let your friend’s answers go, so long as you’re generally in agreement. [More]
While most of the travel horror stories we cover on Consumerist involve airlines, the hotels, bed and breakfasts, inns and flophouses of the world are no stranger to regular readers. But one reader writes in to explain that the best way to get good service from hotel staff is to just be a decent human being.
If you need a catchup-slash-refresher on why those folks down at Occupy Wall Street are so mad at the street they’re occupying, ProPublica has put together a nice juicy primer.
Chin up, America. China ain’t so great. That 10% GDP growth they’ve been having? A lot of it is fake. Take this investigate report that looks at the big trend over there of Chinese ghost cities and ghost malls. China is building ten of these cities a year, cities that can serve millions, with rows of apartment complexes, shopping malls, and universities. But almost no one lives in them. By pouring materials and resources and labor in, the government can keep national GDP at its state-mandated levels, even if its not meeting any real demand. It’s like someone is playing SimCity with all cheat codes, but this is a game China is going to lose.
If your love is true — I’m talking love as deep as what you’ll find in Before Sunset or the hearts of Buffalo Bills fans — it can survive absolutely anything, including the complete forgetting of Valentine’s Day or its utter degradation, which would encompass dinner reservations at White Castle.
Airlines might give you a travel voucher when if you’re bumped from a flight or there was a fare reduction, but not all vouchers are created equal. The fine print can vary from airline to airline, with different expiration dates and fees. Airfarewatchdog has a got a cheat-sheet table for you breaking down all the vouchers so you can save your eyes from bleeding.
A reader emailed us to ask what he should do about an accounting mistake he discovered with some gift cards. He suspects the different parts of the hotel don’t update the card balance in real time, but it could also be that the hotel’s employees aren’t processing the card correctly. Now he’s wondering whether he should have said something.
A new study from the Federal Reserve Bank of Boston says that credit card reward programs have a sneaky hidden cost that the card holder doesn’t have to bear. This occurs because the fee that a retailer pays to run a credit card varies with every card, and reward cards cost more to process–in other words, the card issuer passes the cost of the rewards program on to the retailer. The retailer adapts by raising prices across the board, which distributes the cost of the reward program among all shoppers.
Now that the Senate has passed the financial reform bill, it’s off to non-smoke-filled rooms, where it will go into a Blendtec with the version passed by the House last year. CNNMoney.com sifted through all 1,600 pages of the bill and came up with a handy cheat sheet explaining what’s actually likely to change when this thing becomes a law.
To help you remember the “Dirty Dozen” foods to always buy organic, Heidi Kenney has designed this fun free cheat sheet to keep in your moneypurse (organic farming doesn’t use synthetic pesticides). Flip it over and you’ve got the “Clean 15,” which had the lowest pesticide count.. One time I was eating lots of fruits and vegetables and I ate a not-organic pear and my lip swelled up like a monkey’s for a few days… maybe I should start using this list!