There are countless ways to wind up in the red, and many of them start with the best of intentions. Seemingly smart investments, luxury purchases you thought you could afford and once-in-a-lifetime vacation deals can all place you in the chokehold of compound interest.
Your phone is not only a lifeline, entertainment device and communication portal to everyone you know, but it’s also a siphon that sucks money out of you monthly. Phone companies are counting on you falling into complacency with paying for unneeded services.
Perhaps the fresh Spring air has inspired you to strike back against the clutter and filth you might have allowed to accumulate around your living space in the bustle of the last several months. While looking to go on a cleaning rampage and make a fresh start, you can find ways to do the job more cheaply and efficiently.
Few are proud to carry the stigma of a “boomerang kid” — someone who moves back in with their parents after failing to make ends meet on their own. But the move makes a lot of financial sense, and could serve as a springboard that can get boomerang kids off to a flying start when they head back out into the cruel world.
These are boom times for heavy WiFi users. Free WiFi is so ubiquitous that it’s gotten to the point that it’s almost shocking to sit down in public and not be able to pick up a signal.
One way to cut down on gas and electricity use is to abandon your dryer in favor of a clothesline. That’s easier said than done, however, because the old-fashioned method poses a bunch of negatives.
It takes a lot of time, effort and money to haul all your junk from your former residence to your future one. But there are ways to trim costs and make the nightmarish experience more tolerable.
As gas prices continue to rise, it’s easier to get jealous of locales that offer cheaper rates. Due to a variety of reasons, including demand, easier access to infrastructure and lower gas taxes, certain cities consistently sport lower pump prices. And most of those tend to be located in the central part of the U.S.
Some decisions you make in your youth seem bad at the time, while others don’t reveal the true depths of their awfulness until years later. Behaving in a recklessly impulsive manner with finances can come back to cost you, making it important to correct your misbehavior before problems overwhelm you.
Tide has become a hot commodity lately. Law enforcement officials from around the nation say there has been an outbreak of thefts of the pricey-but-well-regarded detergent. One guy allegedly stole $25,000 worth of Tide before Minnesota police nabbed him. Why? Tide can be pricey (up to $20 a bottle), and, well, it’s in high demand. But how can you save on detergent without resorting to buying black-market-Tide?
If you harbor a dream of your child graduating from college without being buried in student loan debt, you’re probably going to have to save up a heck of a lot of money for the cause. The earlier you start saving, the more you’ll be able to contribute. But it’s important that you get your kid in on the effort.
Every year around this time, people tend to engage in bragging contests about how big their tax refunds are. These folks are oblivious to the fact that savvier planning would have let them keep their money rather than giving it to the government in a tax-free loan.
If you need to step away from your career for a while to stay at home with your kids or care for an elderly or incapacitated loved one, your automatic systems for saving for retirement will probably shut down. In order to make sure you don’t jeopardize your nest egg, you’ll need to make adjustments to account for your decreased savings power.
Paying for a ski trip can seem like a blind run down a rough slope, with formidable costs hard to avoid as you careen down the mountain. Veterans of the slopes know how to cut down on costs so they can focus on enjoying their time in the snow.
Unless you’ve been living a hermit-like existence, you’ve likely stepped out to the movie theater at least once recently, and once there, perhaps the skyrocketing price of tickets and the exorbitant cost of snacks shocked you right back into staying home (or into suing theater chains). There are ways around shelling out $13 per ticket and emptying pockets on popcorn, however.