Saving money and slashing spending aren’t typically the most entertaining or intrinsically rewarding activities, but those who make a game of the act can entertain themselves and others with bold attempts at lofty financial goals.
If you want to save as much money as possible on your vehicle expenditures, don’t buy that next car until you absolutely have to. From the frugal perspective, you’re always better off investing in your current car’s well-being rather than dumping payments into its replacement.
Everyone with debt would like to eliminate it, but it’s not always clear where or how to get started. There are many types of debt, and each is suited to a different payoff strategy.
When the temperature drops, the heating bills surge. But there are more ways to stay warm than figuratively setting your money on fire.
Reality TV isn’t particularly known for its educational properties, but you can find some useful lessons if you look hard enough. For instance, a show about tow truck operators who repossess vehicles can teach a personal finance blogger how to handle her money.
If you make too many purchases without second-guessing them, you’ll burden yourself with more things than you can manage and less money than you’ll need to feel comfortable. One way to curtail impulse spending is to pause and make sure you’ve got a reason for doing what you’re about to do.
Every time your baby heeds nature’s call, he’s costing you a quarter. Disposable diapers, which can cost 25 cents or so apiece, are among the first of the infinite ways in which kids siphon money from parents’ wallets, but they’re not a necessity.
With fees, fine print and blackout dates, locking in a low price on your plane ticket can seem impossible. Consumer Reports has some tips that can help cut the cost of flying, plus help organize your search for the best deal.
A few weeks from now, you should have all the forms and information you’ll need to file your taxes. Most of the numbers you’ll crunch have already been decided by your actions last year, but there are still some maneuvers you can make to tweak the numbers more in your favor.
Students need to call upon several sources to cover the massive expenses college drops on them. Unless they’re independently wealthy or have a large college fund set up for them, they’ll scramble to come up with the funds to pay for tuition, fees, books and living expenses.
Really wish I’d know about this when I chatted with personal finance personality Suze Orman back in December. The TV host/author/owner of the whitest smile on Earth is set to announce her own pre-paid debit card, which she promises won’t be a pile of fee-laden crud like the one the Kardashian sisters slapped their name on in 2010.
If you received gifts this last holiday season, there’s a good chance at least one of them was a gift card. But while the cards are an easy way to give someone a gift other than cash or socks, a number of people just aren’t getting around to spending the money on those cards in a timely manner.
It’s easy to list ways friends blow money, but tougher to turn a similar focus on yourself. If you step back and evaluate your spending with a fresh eye, you’ll probably find several areas in which you can cut spending significantly.
In our free-spending society, it’s tough for some to fathom the concept of saving so much that it hurts, but it’s possible to place frugality on such a pedestal that necessities are sacrificed.
If you want to start saving but know you lack the discipline to stash money away, you’ll need to come up with ways to trick yourself into getting into the mood. An ongoing game of mental solitaire could end up being quite profitable.
Those who are good with money are almost always organized. One way to get on top of your finances is to keep exhaustive lists of your funds, glimpse the ugly truth they reveal and set financial goals accordingly.