Personal Finance Roundup

Why you’re not beating the market [MSN Money] “As if mutual funds’ plummeting returns last year weren’t bad enough, paying large fees to watch your money disappear just made it worse.”
Don’t get suckered by supersales [Bankrate] “Retailers run sales for one reason — and it isn’t what you think. More often than not, sales merely get you in the door, where stores easily trick you into buying more. That’s the goal.”
The Barter Economy: 14 Great Places to Trade Stuff Online [The Simple Dollar] “Here are fourteen great services for bartering, most of them operating by mail and from the convenience of home.”
Get your spouse to stop overspending [CNN Money] “If you’re careful with money, being married to someone who loves to fling open a wallet can be trying in the best of times.”
Failed Frugality: 5 Clues You’ve Gone Too Far [Wise Bread] “Here are five tell-tale signs that you’ve done yourself no favors in your quest to cut costs.”
FREE MONEY FINANCE (Photo: me and the sysop)