Here’s our weekly roundup of the best personal finance news. Inside: lessons from 2008, good recession news, FICO changes, smart insurance moves, and saving while eating out.

12 Lessons for Investors From a Terrible 2008 [Wall Street Journal] “It’s been a terrible year, but those who learn some valuable lessons won’t walk away empty handed.”

9 Reasons This Recession Will Be Good [US News] “Beneath the dismal headlines will be some hopeful trends. Here are some of them.”

How FICO scores are changing: 3 scenarios [MSN Money] “Fair Isaac created the following scenarios to help consumers understand how FICO 08 works.”

13 smart insurance moves for 2009 [Bankrate] “Here are a few insurance strategies to consider for the coming year.”

Five More Tips For Eating In Restaurants And Sticking To A Budget [Wise Bread] “Here are five more tips for eating in restaurants and still sticking to your food budget.”

— FREE MONEY FINANCE
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