Round 11: MTV Vs TransUnion

MTV …. To be honest, we’ve never required any “customer service” from MTV, so we’re not really sure why they are nominated. It seems some people are still upset that video killed the radio star.

TransUnion is a credit rating service that holds in its hands your financial destiny. Hope that it doesn’t misplace it…

This is a post in our Worst Company In America 2008 series. The companies nominated for this honor were chosen by you, the readers. Keep track of all the goings on at


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  1. Kat@Work says:

    Can I vote for DirecTv again instead of one of these?

  2. saintjohnson says:

    Out of the big 3, TU always reports the highest score between TU, Exp, & Eq.

    MTV is just old and out-dated…while increasing profits with bad reality shows that display a false sense of reality for our young people.

    MTV bad. TU not as bad as Equifax.

  3. Bladefist says:

    MTV sucks because it pollutes society. All their reality TV shows teach youngins that its okay to be an over-emotional slut. I hate that garbage channel. Don’t need 3 hours of crying cuz tiffany called melanie a tramp after dodge ball with real world. Bring back Daria and I’ll take it all back.

  4. Flame says:

    I didn’t even know that MTV was still in business….I watch all my videos on YouTube….

  5. huadpe says:

    MTV is a subsidiary. Shouldn’t we be voting on Viacom?

  6. TechnoDestructo says:

    I cannot vote for Transunion because none of the other credit bureaus are in the contest.

    I think Experian’s “” commercials…which basically threaten you with harm that is ONLY POSSIBLE BECAUSE OF THE CREDIT BUREAUS in order to get you to pay money for a service which will only tell you when you’re getting fucked over by their system, not prevent it…I think that is tasteless enough that if Transunion is in this game, Experian should be to.

    Voted MTV in protest.

  7. howie_in_az says:

    TransUnion still has me living in Maryland. It’s only been 8 years since I’ve done so. Nevermind the mortgage for a home in Arizona or anything contextual that’d lead them to believe their data is wrong.

    Ironically, they informed me that I indeed still resided in Maryland — even after I told them I didn’t. Wonderful conversation that was, lots of “um, I think I know where I live”, countered with “you’d be surprised!”

  8. FrugalFreak says:

    I think people are mad about Mtv is that they went from rock to hip hop/rap. We the “Mtv Generation” supported them when they were founded and they abandoned rock for hip hop/rap generation.

  9. Bmaz23 says:

    I once had to watch 5 min. of “The Hills”. Regardless of how many semi-attractive sluts are on the show I think I almost burned holes in my eyes.

    My vote is for MTV

  10. Starfury says:

    The credit bureaus in general are evil.

    MTV: used to be good. Daria, Liquid Television, good music videos. Now it’s all crap and I never watch it.

    VH1 is trying to follow in their footsteps too…

  11. Narockstar says:

    Is it because MTV, or I guess Viacom, labeled a bunch of full time workers “freelancers” in an effort to deny them health benefits? Am I making this up?

  12. fuzzymuffins says:

    thank you mtv for pioneering the reality tv genre in the US. for that you must die.

  13. boandmichele says:

    i do miss some Daria. :(

  14. nequam says:

    @howie_in_az: C’mon, we all know you’re secretly howie_in_md!!

  15. Nighthawke says:

    @Starfury: Agree on all counts. I watch the gloved one do Billie Jean, then deny it all, naturally. I was there to watch Unplugged, Liquid TV, Beavis and Butt-head, and the Headbangers Ball, my introduction to AC/DC. Needless to say, I was Thunderstruck.

    Good times!

  16. Rectilinear Propagation says:

    I cannot vote for Transunion because none of the other credit bureaus are in the contest.

    @TechnoDestructo: Were they all nominated? I’d be surprised if they weren’t but I don’t wanna search a 400+ thread if you remember nominating them yourself.

  17. sydcage says:

    The fact that MTV has sold out too so many advertisers and hardly ever play music videos unless you watch MTV23 made me vote for MTV.

  18. timmus says:

    I’m going to vote for TransUnion suckage. For the past three years I’ve been unable to get my free credit report online from them because they keep thinking I have an account with them, and the “forgot my password” page tells me it will not send a password because I’ve had too many login attempts in the past. Assholes. It’s not ID theft here, it’s just a really awful website that won’t let me have what I am legally entitled to.

  19. Balisong says:

    MTV. I miss the REAL Aeon Flux.

  20. katylostherart says:

    um, providing bad entertainment is not a crime. you can always change the channel.

    i want to know the original reasons for nomination on this one. benignly sucking can’t be that bad of a crime.

  21. DeafChick says:

    I have to vote MTV here. TU is my highest score and I’m always checking my credit reports like a hawk. Experian just plain sucks and won’t change any of my incorrect information.

  22. djkevo says:

    Transunion havent had a chance to get my vote. MTV has annoyed me more times that Transunion has. And I really cant stand watching Next.

  23. sassydeerrun says:

    I am glad to see I’m not the only who misses Daria and Liquid Television. I loved the Art School Girls of Doom.

  24. fostina1 says:

    i voted mtv. really its hasnt been music television for a long long long time.

  25. ARP says:

    This is tough one. MTV pollutes our culture, but Transunion can have huge financial impacts on our lives (and don’t really give a sh*t). So one is more ephemeral the other very concrete. I’m going to have to go with TU.

  26. sydcage says:

    @katylostherart: You can also not have a credit card. I do not. I know it is more than that but it is also all about saving too.

  27. ShortBus says:

    TU is the most benign of the major CRA’s. EQ must employ monkeys because every time I dispute invalid information on my CR, I get a letter back saying “but, but… this bit of information isn’t on your credit report!” This has happened three times, with three different errors. Utter morons.

    EX? Pure evil. That about sums them up.

  28. Buran says:

    @timmus: Huh, it does that to me too. Idiots. I got one of those monitoring services (from my bank… I’m paranoid but better to be overly so than not enough) and all the info is correct, yet TU won’t acknowledge my info or let me in. Screw them.

  29. orielbean says:

    MTV has ruined America with its horrible television shows. It pandered to the lowest-common-denominator and we ate it up like hog slop. TransUnion could eat babies and recommend a nice bernaise sauce, and it would impact the world less than MTV.


  30. lesspopmorefizz says:

    For The Consumerists’ purposes, I voted for TU.

    But, because I am tired of hearing about bias against hip hop, I have to respond to you, FrugalFreak, and speak my piece:

    MTV does still play plenty of “rock,” if it deserves that title, and second of all, you seem to imply that there’s something wrong with liking hip hop, which is not the case. I happen to enjoy BOTH rock AND hip hop, and many of my generation do, as well. It is simply a matter of preference. I feel very strongly that MTV just gives hip hop a bad name by only promoting music that consists of repetitive, mediocre beats and equally redundant rhymes that don’t (rhyme, that is) AND is often largely violent, misogynistic and materialistic to boot. There’s plenty of great hip hop out there; it just doesn’t get airplay because a lot of it deals with serious sociopolitical issues, and MTV must, above all, remain as inoffensive as possible. And as we all know, being inoffensive does not make good music.

    People who actually pay attention to music these days know better than to trust MTV to help them discover good music now, anyway. It’s not like they have much credibility in that department, anyway.

  31. lesspopmorefizz says:

    Urgh, sorry for being repetitive in that last bit. Anyway, you know what I’m saying.

  32. johnva says:

    @TechnoDestructo: Experian is way more deserving of being here than TU, agreed. I can’t believe that they are still advertising that scam of a website so heavily and that people are still falling for it.

  33. redhelix says:

    TransUnion mixed up my credit report with my dad’s because we have the same name. Some of my loans and lines of credit are on his credit report and vice versa.

    gg, Transunion

  34. antirem says:

    MTV creates a greedy society…

  35. rad_matter says:

    MTV (or, rather, one of the production companies that works for them) didn’t inform the people that appeared on Spring Break 2008 what day Tila Tequila arrived on set to retain the people that appeared on one day of the shoot and didn’t allow a rap group (spoiler: []) to perform even one full song before leaving.

    Don’t ask me how I appeared on the shoot; I just went because I was curious.

  36. AceKicker says:

    MTV stopped being relevant years ago thanks to it’s horrible change in programming and philosophy, and yet it’s still on my cable package, wasting that portion monthly bill. If you add the tiny fractions of cable bills together, that comes up to a sigificant number. Plus they’ve been responsible for years of the worst Super Bowl Halftime Shows ever produced.

    TU might be stupid, but we can all agree that MTV is EVIL.

  37. Beerad says:

    I’m going to go out on a limb here and say that if Consumerist had a bunch of articles bashing MTV for various things over the past year instead of articles slamming credit-reporting agencies, the voting would look waaaaay different.

  38. femmeknitzi1 says:

    TransUnion makes it nearly impossible to purchase ONE single credit report. They tell you left right and center how to purchase the $45 dollar trilogy or the expensive monitoring service or any of their other products. But go try to order one credit report. Its not intuitive at all.

  39. Rectilinear Propagation says:

    @Beerad: What did MTV do? Is Narockstar not making it up?

  40. consumerd says:

    yea I would have went with transunion on this one. I don’t know why MTV would be evil by itself. Even the winner of this one might still lose to a more evil company later.

  41. @FrugalFreak: I think it’s more that they don’t play hardly ANY videos, and when they do, they ONLY play rap. The only time you will see a video with someone with a guitar is on the MTV Video Music Awards. At least MTV2 still has Headbanger’s Ball on Saturday nights…

  42. Beerad says:

    @Rectilinear Propagation: Well, in truth I don’t know what awful anti-consumer tactics MTV has employed that would arouse the ire of the average C-ist reader. I guess I just feel that TransUnion, while yes occasionally blundering and messing things up, is generally a regular company that isn’t particularly “evil” but ends up a prime target because people get feisty about things like credit scores.

    MTV is more just guilty of crimes against culture — do we really need a spinoff of a spinoff of a spinoff reality show showing the dating follies of an aging rock star nailing hot young women competing to win his affection? I guess it’s what the people want.

  43. noi56u says:

    MTV can’t be THAT bad – they did bring us Clone High after all (if only one season).

  44. Trai_Dep says:

    While MTV is greatly responsible for the notion that “cute” singers with no musical talent trumps plain ones brimming over with it, they’ve been so left behind that what’s the point. Even their reality shows haven’t done anything interesting in a decade. Yawn.

    TransUnion, as a stand-in for all the credit reporting agencies, should hang high.

  45. I’m so upset my basic cable bill pays a fee to that crapola channel called MTV. What the M stands for now? Merde?

  46. mavrc says:

    MTV? They haven’t done anything bad lately, with the exceptions of continuing to use the word “music” in their name even though they don’t seem to have much to do with music anymore, and continuing to refuse to release real Daria DVDs.

  47. ExecutorElassus says:

    Jeez, this is a tough one. MTV? They gave me Ren & Stimpy and Beavis & Butthead. So I guess I’ll vote for TransU, just because I think credit cards are stupid.

  48. forgottenpassword says:

    Well…. I dont know why the fuck MTV is even listed here. You can either watch it or not.

    Transunion however effects EVERYONE since everyone has a credit record. One fuckup by transunion can damage your credit. Mtv doesnt have that kind of power.

    MTV may be horrible compared to what they used to be, but you dont HAVE to watch it.

  49. Craig says:

    I’m so old that I still remember the days when MTV had music videos.

  50. SpenceMan01 says:

    I think I was probably the lone nomination for MTV (though I could be wrong). I just think that everything MTV puts out is stupid, mindless, sleazy crap that infects the youth of America.

  51. Mr. Gunn says:

    johnva: Yeah, I think the nominations should have been vetted for common sense, instead of just barfing up whatever people emailed them. the brackets have been ludicrous so far, too.

  52. I think we need a wild card pick for this round. I suggested Monsanto (as did a few other people) when this was first starting.

    Monsanto doesn’t make it, but Mtv does? I don’t get it.

  53. HooFoot says:

    How did TransUnion make it, but not Equifax or Experian? Out of the big three companies, TransUnion was the least painful.

  54. quail says:

    Voted TransUnion just because all of those information gathering companies seem to screw things up a lot in clerical errors. And MTV? My only beef with them is that they’re just not cool anymore. They did away with music videos in search of quantifiable shows and advertising dollars. In the end they’re an afterthought. Do they even have sway over the music industry like they once did in the mid 80’s?

  55. AcidReign says:

        MTV will NEVER be forgiven for cancelling Headbanger’s Ball! Never, I tell you! And yeah, I concur with previous commenters about TV shows like Road Rage and Real Rules. Eeeew.

  56. Yeah, I don’t see the point of this question either.. Neither of these companies have a very bad reputation.

    How about vs. mcdonalds or something?

  57. Hamm Beerger says:

    @FrugalFreak: You couldn’t be more wrong. It’s because MTV doesn’t show any music at all anymore. 4% of their total airtime is for actual videos.

  58. loueloui says:

    Now this poll is a battle royal. I would be interested to see how the results break down by age and credit score.

  59. aikoto says:

    This is a sensless matchup. You take an entertainment company versus a credit bureau. One might irritate us with crappy entertainment and thus force us to switch channels or *gasp* turn off the TV. The other regularly compiles deeply personal and private information against our will and sells it to as many entities as possible while resisting any laws that would prevent ID theft or credit raping policies because, while desperately necessary to protect innocent Americans, it would affect their bottom line. How do you even put these two in the same boat?

    Now if it were Transunion vs the Mafia, you’d have a more fair matchup.

  60. tape says:

    I was going to say TransUnion, but then I realized that MTV post-mid-90s is abouit 75% responsible for the moronification of an entire generation.

    Honestly, kids these days are so retarded and lack even basic common sense. Even college-age kids.

    Vote for MTV.

  61. gamin says:

    I hate MTV with a passion and I’m glad to see that there are people that feel the same way -tear-

  62. JustaConsumer says:

    I cannot understand how companies are allowed to make money off your credit rating!

  63. ahwannabe says:

    I voted MTV because they canceled Sifl and Olly and refuse to release the shows on DVD and cracked down on YouTube for showing them. Bastards.

  64. volenti non fit injuria says:

    if you don’t like MTV–guess what? there are hundreds of other channels to choose from. You are forced to give TU your information. Gee, I wonder which company got my vote.