This Hooters Credit Card Is For Winners Only

Here’s a great credit card that will allow you to express how awesome you are at a variable APR between 7.75% and 26.95%. Yes, kids, it’s the Hooters MasterCard, and according to their website, it’s been “rated #1 by some fake award.”

Here are some highlights from the FAQ:

Q: Do I get a discount at Hooters with my Hooters MasterCard?
A: No, not at this time, but look for special offers with your monthly statement.

Q: Can a Hooters MasterCard only be used for Hooters purchases?
A: The Hooters MasterCard is a card that can be used anywhere MasterCard cards are accepted worldwide.

Q: Can I pay my Hooters MasterCard bill at a Hooters location?
A: No, unfortunately not.

Sorry, that’s a deal breaker right there.




Edit Your Comment

  1. darkened says:

    Is this website for real? It looks like a spoof.

  2. mac-phisto says:

    Get what you always wanted at Hooters: Free Food

    obviously they don’t know their customers as well as they think…

  3. JustEaton says:

    It does look like a spoof, but at the bottom it claims to be endorsed. Looks like something someone might set up to steal identities. Hooters, hooters, hooters!

  4. emilymarion333 says:

    This is really sad to admit – but I have a hooters CC card. I did not have that great of credit and they still gave me a $5000 limit. I use it every once in awhile to buy gas and pay it off so I can build credit. It does have a horrible interest rate and it is embarrassing to use!

  5. bohemian says:

    When you pull that card out to pay for your daughter’s ballet lessons it just says “classy”. Well not really.

  6. Pastorerik says:

    It is real. At least there’s a link to it from Hooters main website.

  7. vastrightwing says:

    As far as I’m concerned, all credit cards are dangerous and the terms are misleading (at best). Anyone who has any balance they can’t immediately pay off is in grave danger now. They will suddenly change your terms of service and raise your interest rate to the maximum allowed by law (20-40%). This will occur when the bank assumes you have the worst chance of not being able to pay it back. You have my guarantee!

  8. B says:

    @emilymarion333: The good thing about it being embarrassing to use is you’re not tempted to use it that often.

  9. JustEaton says:

    @mac-phisto: I’m thinking that might be a bit of sarcasm between the company and it’s customers. I’m pretty sure they know what we want.

  10. arch05 says:

    @vastrightwing: Lock your door, the terminators are coming.

  11. B says:

    So you get 5 points per dollar spent at Hooters, but you can’t use the card at Hooters? I’m confused.

  12. ExtraCelestial says:

    HAHA That’s immediately what I thought. I can’t wait until I get handed one of these for something so I can giggle uncontrollably and tell everyone about it. Hooters Credit are the new Black Cards!

  13. The Great Aussie Evil says:

    Can I pay for it at a Denny’s/Hooters?

  14. Mr. Gunn says:

    vastrightwing: There’s a sale on tin foil down at the dollar store.
    Better stock up!

  15. azntg says:

    The Hooters MC is the real deal. I personally don’t have one, but I know that many people looking to rebuild their credit apply for one since they have a slightly lax cardholder criteria.

  16. XTC46 says:

    @B: you can use the card at hooters, you cant pay your card balance at hooters, nor do you get a discount.

  17. Bladefist says:

    ive seen the applications at hooters. It’s real. It doesn’t appear to have anything to do with hooters. Just a regular mastercard. Be awesome to use at victoria secret.

  18. Myron says:

    Q: Will the Hooters card buy me the love of big breasted women?
    A: Except for your wife, yes.

  19. B says:

    @xtc46: Well, that makes a lot more sense. Thanks for explaining it to me.

  20. chiieddy says:

    Interestingly, I just pointed it out to a friend who’s trying to rebuild his credit. Honestly, the whole Hooters thing is perfect for him anyhow. He’s going to apply and see if it works for him.

  21. Chaosium says:

    @mac-phisto: Well, they are fat at least.

  22. ShortBus says:

    Hah! Funny. My girlfriend just whipped out her Hooters card to pay for a hotel last night. The clerk (also female) of course had to comment on it and try to strike up a conversation. You think having one of these cards is embarrassing for a dude… think about whipping it out when you’re a well-endowed woman.

  23. stevegoz says:

    @vastrightwing: Is there a law that limits how much vig the credit card companies can charge?

    Oh for the days of the usary laws….

  24. snoop-blog says:

    of course the last 2 times i went to the hooters in downtown indy i was waited on by a 50’s-ish old lady then a dude next. damn lawsuits. sorry hooters, but i have no more of a reason to go to your restaurant, as the local friday’s and b-dubs, have more hot women with bigger breasts than your restaurant.

  25. B says:

    @stevegoz: Those laws vary from state to state. Delaware has no Usury laws governing Credit cards, which is why the major credit card companies operate there.

  26. forgottenpassword says:

    I’d be a bit embarrassed to use a card like that.

  27. Erskine says:

    Cue Telly Savalas, Baby!

  28. MisterE says:

    I enjoy the chicken wings!

  29. The Porkchop Express says:

    Damn, I can’t think of a good plastic joke here…..

    really though? hooters card?

  30. courtarro says:

    I like how the website is all “woody”. It’s subliminal!

  31. Mo MoDo says:

    Now the official corporate card of Dunder Mifflin.

  32. Angryrider says:

    But can I use this Hooters credit cad to buy some owls?

  33. stevegoz says:

    @Mo MoDo: At least until Poor Richard’s comes out with its own card.

  34. FLConsumer says:

    What, no pics of boobies on the card? Screw that.

  35. picantel says:

    I have a hooters card. It is actually one of the easier credit cards to get on par with orchardbank. I have seen many people with the high 500s and low 600s get this card. I was embarrassed to use it at first but clerks kept commenting how cool it was including female clerks.

  36. the lesser of two weevils says:

    If Hooters had partnered with Capital One you’d be able to upload pictures of questionable taste right onto your card!

  37. itsnotsobad10 says:

    i don’t care about anything other then the fact that the card says HOOTERS and that’s awesome

  38. rawsteak says:

    if the card jiggled, i would consider applying for this credit card. otherwise, i think i’ll pass.

  39. anatak says:

    @vastrightwing: BTW – Unless I missed something, there is no law governing credit card interest rates. They can charge you whatever they want, whenever they want, and for no particular reason at all. 20%, 40%, 140% – the sky is the limit. And the user agreed to it when they signed up.

  40. anatak says:

    @rawsteak: some lenticular printing would go a long way here.